2-Storey Towhouses
2 Bedrooms
1 Toilet and Bath
Service Area/Balcony
1 Car Garage
Floor Area : 69.20 sqm.
Lot Area : Ranges from 46-71 sqm.
Price range: Php 1.6 - 1.8 Million
Reservation Fee: Php 15,000.00
SAMPLE COMPUTATION: Phase 2
Lot Area: 46 sq. m.
Total Selling Price : P 1,790,000.00
Reservation Fee: P 15,000.00
1. BANK SAMPLE COMPUTATION:
20% Downpayment – P 358,000.00
a) Spot DP – 5% Disc. Net of Reservation = P 325,100.00
b) 20% DP spread for 18 months net of Reservation = P 19,055.56/mo
80% Balance – P 1,432,000.00 (thru Bank)
Estimated 15 years to pay at P 12,871.22/mo.
PAG-IBIG SAMPLE COMPUTATION:
Total Contract Price: P 1,790.000.00
20% Downpayment P 358,000.00
Less: Reservation Fee 15,000.00
Net Downpayment P 343.000.00 – Payable 18 months at P 19,055.56/mo.
80% Balance of P 1,432,000.00 – applied to Pag –ibig
30 years to pay – P 9,512.71/mo
25 years to pay – P 10,107.38
20 years to pay – P 11,089.39
***Transfer Fees: P 62,650.00
A) can be spread to 18 months together with the equity
B) can paid after the equity payment
Payment Options:
1) SPOT CASH – Less: 10% Discount of Total Selling Price
2) DEFFERED CASH – 100% Payable in 18 months without interest
3) 20/80 Payment Options
a) Spot 20% Downpayment Less: 5% Discount
b) 20% Downpayment of TSP – Payable 18 months 0% Interest OR
20% Downpayment of TCP – Payable 18 months 0% Interest
80% Balance – Thru Bank Financing
3) 10 SPOT – 10 (17)
10% Spot DP with 5% Discount on DP - P 146,025.00
10% DP spread for 17 months at P 9,970.59/mo.
80% Balance to In-House Financing up to 5 years to pay at 12% interest p.a.
NOTE: Transfer fee is 3.5% of STP - payable after the Full DP or can be spread over DP.
BUYER’S TIP
Deal only with Licensed Real Estate Service Practitioner.
JESSIE REMASOG
Unit Sales Manager/Online Marketing Filipino Homes International/Leuterio Realty & Brokerage Mobile:TM_+639179111104/SUN_+639336821798/Smart_+639296877728 Email: wonderofcebu@gmail.com Skype: jessie.remasog1
No comments:
Post a Comment